What Should I Do At The Scene Of An Auto Accident?

Clients often ask me what they should do if they have an auto accident.  There are various things to consider when you are at the scene.  The following are a few FAQs you should know to be prepared at the scene of an auto accident:

1.  What is the first thing I should do after an accident?  The first thing you should do is to assess if anyone is injured, render aid and call 911 for medical assistance, if necessary.

2.   Should I call the police to report the accident?  You should always call the police to report the accident.  The police will make the determination if they will send an officer to take a report or not.  You should report it even if the other person(s) objects to calling the police. 

3.  What information should I get from the other person(s) involved in the accident?  You should collect the other person’s driver’s license, insurance card, and phone numbers.  The best way to collect this information is to take a photo of the documents with your smart phone.  You should also collect the vehicle information – year, make, model, color and license plate number. 

4.  What should I do if I’m not at fault in the accident?  If you believe you are not at fault in the accident, you should report the loss to the other person’s insurance carrier (you should have the information if you were able to obtain the other person’s insurance card).   You should also report the loss to your insurance carrier, so that your carrier can conduct a timely investigation on your behalf.   

If you have additional questions regarding auto accidents and how it affects your auto insurance premium, please stop by my offices in McKinney, Texas or give me a call at (972) 727-9111.

Stan Polk, CPCU – Agency Owner

6951 Virginia Parkway, Suite 316

McKinney, Texas 75071

Have some tips or comments to share on what to do after an auto accident? Share your thoughts in the comment section below. Or share your insight by following us on Facebook or Twitter!

I am a Farmers® agent but my posts are my own and are not statements by or on behalf of Farmers.